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Wallet Policy & Store Credit Policy

DIAITA WALLET / STORE CREDIT POLICY

Last Updated: 1 September 2026

Welcome to Diaita – The Way of Healthy Living.

This Wallet / Store Credit Policy explains the terms governing the use of the wallet balance available on www.diaita.com.

The Diaita Wallet is a company-issued store credit and rewards facility designed to provide customers with benefits such as Welcome Bonus, Cashback, Instant Refund and other promotional or customer-service credits.

The Diaita Wallet is not a bank account, savings account, deposit account, payment account or cash wallet.


1. PURPOSE OF THE DIAITA WALLET

The Diaita Wallet is provided exclusively for use on www.diaita.com.

Diaita may credit wallet balances to eligible customers for purposes including:

  • Welcome Bonus

  • Cashback

  • Promotional rewards

  • Instant Refund

  • Customer-service credits

  • Compensation credits, where applicable

  • Promotional campaigns

  • Other benefits offered by Diaita

The availability and amount of any wallet credit will be determined by the applicable offer or Diaita's decision.


2. CUSTOMER CANNOT ADD FUNDS

IMPORTANT

Customers cannot add, deposit, recharge or load money into the Diaita Wallet.

The wallet does not provide a facility for customers to:

  • Add money

  • Recharge the wallet

  • Deposit funds

  • Transfer money into the wallet

  • Top up the wallet using a card

  • Top up the wallet using UPI

  • Top up the wallet using net banking

  • Top up the wallet using any other payment method

Only Diaita may add or credit balance to a customer's Diaita Wallet.


3. COMPANY-ISSUED WALLET CREDIT

Any balance shown in the Diaita Wallet is a credit issued by Diaita under applicable wallet, reward, cashback, refund or promotional terms.

The wallet balance is not customer-deposited money.

For example:

Customer pays ₹1,000 → Customer does not receive ₹1,000 wallet money.

If Diaita provides:

₹100 Welcome Bonus → Diaita credits ₹100 to the customer's Wallet.

The ₹100 Wallet balance can then be used according to the applicable Wallet terms.


4. WALLET BALANCE CAN ONLY BE USED FOR SHOPPING

Wallet balance may be used only for eligible purchases made through:

www.diaita.com

Subject to applicable terms, customers may use their wallet balance toward the purchase of eligible Diaita products.

Wallet balance cannot be used outside the Diaita website.


5. NO BANK WITHDRAWAL

Wallet balance cannot be withdrawn.

Customers cannot request a wallet balance to be:

  • Transferred to a bank account

  • Withdrawn through UPI

  • Paid in cash

  • Transferred to a debit card

  • Transferred to a credit card

  • Transferred to another payment account

  • Converted into cash

Diaita Wallet balance is non-withdrawable.


6. NO CASH CONVERSION

Wallet credits cannot be exchanged or converted into cash.

For example, if your Diaita Wallet shows:

₹500 Wallet Balance

you cannot request:

₹500 → Bank Account

or

₹500 → Cash

or

₹500 → UPI

The balance can only be used for eligible purchases on www.diaita.com.


7. WALLET BALANCE IS NOT TRANSFERABLE

Wallet balance belongs to the customer account to which Diaita issued the credit.

Unless Diaita expressly permits otherwise, customers cannot:

  • Transfer wallet balance to another customer;

  • Gift wallet balance;

  • Sell wallet balance;

  • Exchange wallet balance;

  • Combine wallet balances between accounts;

  • Transfer wallet balance to another Diaita account.


8. WELCOME BONUS

Diaita may provide a Welcome Bonus to eligible new customers.

The Welcome Bonus may be subject to conditions such as:

  • New-customer eligibility

  • Minimum order value

  • Specific product eligibility

  • One-time use

  • Expiry period

  • Promotional period

  • Other campaign conditions

The exact terms applicable to a Welcome Bonus will be communicated with the relevant offer.

A Welcome Bonus is a promotional credit and is not customer-deposited money.


9. CASHBACK

Diaita may offer cashback in the form of Wallet credit.

Where applicable, cashback may be credited after the relevant order meets the conditions of the applicable cashback offer.

Cashback may be subject to:

  • Eligible products

  • Minimum purchase value

  • Maximum cashback amount

  • Promotional period

  • Customer eligibility

  • Order completion

  • Cancellation/return conditions

  • Expiry period

  • Other promotional terms

Cashback is issued as Diaita Wallet credit.

Cashback cannot ordinarily be withdrawn as cash or transferred to a bank account.


10. INSTANT REFUND

Where offered by Diaita, customers may receive an approved refund as Wallet credit instead of a refund to the original payment method.

For example:

Eligible Refund Amount: ₹500

Diaita may, where applicable, provide:

₹500 Diaita Wallet Credit

instead of processing the amount through the original payment method, subject to the applicable refund terms and customer choice where required.

Once issued as Wallet credit, that credit is subject to this Wallet Policy.


11. WALLET REFUNDS

Where an eligible refund is specifically issued to the Diaita Wallet, the credited amount can be used for eligible purchases on www.diaita.com.

Wallet refunds cannot be withdrawn as cash merely because the customer later decides that they would prefer the amount in their bank account, except where applicable law requires otherwise.


12. WALLET BALANCE AND ORDER PAYMENT

Where enabled at checkout, customers may use their available Wallet balance toward an eligible order.

If the order value is greater than the available Wallet balance, the customer may be required to pay the remaining amount using another available payment method.

Example:

Wallet Balance: ₹300
Order Value: ₹800

Customer may use:

₹300 Wallet + ₹500 other payment method

subject to the payment options available at checkout.


13. WALLET BALANCE CANNOT BE USED OUTSIDE DIAITA

Wallet balance may not be used for:

  • Purchases from other websites

  • Purchases from other businesses

  • Bank transfers

  • Cash withdrawals

  • UPI transfers

  • ATM withdrawals

  • Person-to-person payments

  • Payment of unrelated bills

  • Any transaction not supported by Diaita


14. WALLET BALANCE AFTER ORDER CANCELLATION

If an order paid fully or partially using Wallet balance is cancelled or refunded, the applicable amount may be returned to the Diaita Wallet where permitted by the applicable refund terms.

The treatment of any cash/card/UPI portion of the order will depend on the applicable refund circumstances and payment method.


15. WALLET BALANCE AFTER PRODUCT RETURN / REPLACEMENT

Where an eligible refund is approved for an order involving Wallet payment, the applicable refund amount may be credited back to the Wallet or handled through another applicable refund method depending on the circumstances and applicable policy.

For food products, returns and replacements remain subject to Diaita's Return / Replacement Policy.


16. WALLET EXPIRY

Certain promotional or reward credits may have an expiry period.

Where an expiry period applies, it may be communicated:

  • On the promotional offer

  • In the customer's account

  • During wallet-credit issuance

  • By email/SMS/WhatsApp

  • On the relevant campaign terms

Customers should use promotional wallet credits before the applicable expiry date.

Any expiry of wallet credits will be subject to applicable law.


17. DIFFERENT TYPES OF WALLET CREDITS

Diaita may maintain different types of credits, including:

  • Welcome Bonus

  • Cashback

  • Promotional Credit

  • Instant Refund Credit

  • Customer-Service Credit

  • Compensation Credit

  • Other Company-Issued Credit

Different credits may have different:

  • Expiry periods

  • Usage restrictions

  • Minimum order requirements

  • Product eligibility

  • Promotional conditions

The applicable conditions will be communicated where relevant.


18. WALLET BALANCE IS NOT INTEREST-BEARING

No interest, profit, return or other financial benefit will accrue on the Diaita Wallet balance.

The Wallet is not a savings or investment facility.


19. NO INTEREST ON UNUSED BALANCE

Customers will not receive interest or any other financial return on unused Wallet credits.

For example:

If a customer has:

₹1,000 Diaita Wallet Balance

the customer will not receive additional interest on that amount.


20. WALLET ACCOUNT SECURITY

Customers are responsible for protecting access to their Diaita account.

Customers should:

  • Keep login credentials confidential;

  • Use a strong password;

  • Avoid sharing account access;

  • Log out from shared devices;

  • Report suspected unauthorised access promptly.

If a customer believes that their account or Wallet has been accessed without authorisation, they should contact Diaita immediately.


21. FRAUDULENT OR ABUSIVE WALLET ACTIVITY

Diaita may investigate suspicious or fraudulent Wallet activity.

This may include:

  • Multiple accounts created to obtain promotional benefits;

  • Abuse of Welcome Bonuses;

  • Fraudulent cashback claims;

  • Manipulation of refunds;

  • False product complaints;

  • Account sharing intended to abuse promotions;

  • Other misuse of Wallet credits.

Where permitted by applicable law, Diaita may suspend, cancel or reverse improperly issued promotional credits associated with fraudulent or abusive activity.


22. ERRORS IN WALLET CREDIT

If a Wallet balance is credited incorrectly due to:

  • Technical error;

  • System error;

  • Duplicate credit;

  • Calculation error;

  • Promotional error;

  • Fraudulent activity;

Diaita may review and correct the balance, subject to applicable law.


23. WALLET BALANCE AND ACCOUNT CLOSURE

If a customer closes their Diaita account, the treatment of any remaining Wallet balance will depend on the type of credit and applicable terms.

Promotional credits may not have cash value and may expire or become unavailable upon account closure, subject to applicable law.

Customers should use eligible Wallet credits before voluntarily closing their account.


24. NO SALE OR RESALE OF WALLET CREDIT

Customers may not sell, resell, trade or commercially transfer their Diaita Wallet balance.

Wallet credits may not be offered for sale on:

  • Social media

  • Online marketplaces

  • Classified websites

  • Other platforms


25. WALLET PROMOTIONS

Diaita may introduce special Wallet-related campaigns from time to time.

Each campaign may have separate conditions regarding:

  • Eligibility

  • Credit amount

  • Minimum purchase

  • Maximum benefit

  • Validity

  • Expiry

  • Eligible products

  • Usage limits

The specific campaign terms will apply in addition to this Wallet Policy.


26. NO GUARANTEE OF WALLET CREDIT

Diaita does not guarantee that every customer will receive:

  • Welcome Bonus

  • Cashback

  • Promotional Credit

  • Instant Refund

  • Other Wallet benefits

unless the customer meets the eligibility criteria of the applicable offer or Diaita is otherwise obligated to provide the credit.


27. CUSTOMER CONSENT

By using the Diaita Wallet, the customer acknowledges that:

  • Wallet credits are company-issued;

  • Customers cannot add funds themselves;

  • Wallet credits cannot ordinarily be withdrawn as cash;

  • Wallet credits are intended for purchases on www.diaita.com;

  • Promotional credits may have additional conditions;

  • Wallet usage is subject to this Policy and applicable terms.


28. LEGAL AND REGULATORY COMPLIANCE

The Diaita Wallet is intended to function as a closed-loop, company-issued store-credit/reward facility for purchases on Diaita's own website.

Diaita will structure and operate the Wallet in accordance with applicable laws and regulatory requirements.

Nothing in this Policy is intended to exclude any mandatory consumer right or legal requirement.

If applicable law requires a different treatment of a particular Wallet credit, the applicable law will prevail.


29. CHANGES TO THE WALLET POLICY

Diaita may update this Wallet / Store Credit Policy from time to time to reflect:

  • Changes in Wallet functionality

  • New reward programs

  • Changes in cashback programs

  • Changes in refund processes

  • Changes in payment systems

  • Changes in applicable law

  • Regulatory requirements

The latest version will be published on this page with the updated Last Updated date.


30. CONTACT DIAITA

For questions regarding your Diaita Wallet, contact:

Diaita

The Way of Healthy Living

Website: www.diaita.com

Customer Support Email:
[Insert Official Email]

Phone:
[Insert Customer Support Number]

Business Address:
[Insert Complete Address]


DIAITA WALLET — QUICK SUMMARY

Wallet Feature

Diaita Policy

Customer can add money

❌ No

Customer can recharge Wallet

❌ No

Company can credit Wallet

✅ Yes

Welcome Bonus

✅ May be credited

Cashback

✅ May be credited

Instant Refund

✅ May be credited

Use Wallet for Diaita shopping

✅ Yes

Withdraw to bank account

❌ No

Withdraw through UPI

❌ No

Cash withdrawal

❌ No

Transfer to another customer

❌ No

Sell Wallet balance

❌ No

Earn interest

❌ No

Use outside www.diaita.com

❌ No

Promotional expiry

✅ May apply

Fraud/abuse investigation

✅ Yes

IMPORTANT

The Diaita Wallet is a company-issued store-credit/reward facility. Customers cannot add funds to the Wallet. Wallet funds can only be credited by Diaita and are intended solely for eligible purchases on www.diaita.com. Wallet funds cannot ordinarily be withdrawn, transferred to a bank account, converted into cash, or transferred to another customer.

Any mandatory rights or remedies applicable under law will continue to apply.